/* ============================================================
   BOOKD FINANCE LTD — Global Stylesheet
   Company No. 16956183 · bookdfinance.co.uk
   Brand: Light fintech. White/Mint/Ink/Forest Green. (Token names retained for compatibility.)
   Architecture: globals only. Page-specific CSS lives inline.
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=DM+Serif+Display&family=DM+Sans:opsz,wght@9..40,400;9..40,500;9..40,600;9..40,700&family=DM+Mono:wght@400;500&display=swap');

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body { overflow-x: hidden; }
img, svg, video { display: block; max-width: 100%; }
ul, ol { list-style: none; }
a { text-decoration: none; color: inherit; }
button { cursor: pointer; font: inherit; border: none; background: none; }
input, textarea, select { font: inherit; }

/* ── Tokens ── */
:root {
  --carbon:          #FFFFFF;
  --concrete:        #F8FAF9;
  --concrete-mid:    #F0FAF6;
  --concrete-light:  #E1F5EE;
  --steel:           #3A4A44;
  --steel-mid:       #5B6B63;
  --paper:           #0A0C0B;
  --paper-dim:       #3A4A44;
  --amber:           #0F6E56;
  --amber-glow:      rgba(15, 110, 86, 0.10);
  --green-signal:    #0F6E56;
  --white:           #FFF;
  --border:          rgba(10, 12, 11, 0.09);
  --border-strong:   rgba(10, 12, 11, 0.16);

  --ff-display: 'DM Serif Display', Georgia, serif;
  --ff-body:    'DM Sans', system-ui, sans-serif;
  --ff-mono:    'DM Mono', ui-monospace, monospace;
}

/* ── Base ── */
body {
  font-family: var(--ff-body);
  background: var(--carbon);
  color: var(--paper);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* ── Typography scale ── */
.t-eyebrow {
  font-family: var(--ff-mono);
  font-size: 10px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--amber);
  display: block;
}
.t-h1 {
  font-family: var(--ff-display);
  font-weight: 900;
  font-size: clamp(48px, 7vw, 108px);
  line-height: 0.91;
  letter-spacing: -0.03em;
  text-transform: uppercase;
  color: var(--paper);
}
.t-h1 em { font-style: normal; color: var(--amber); }
.t-h2 {
  font-family: var(--ff-display);
  font-weight: 900;
  font-size: clamp(28px, 3.6vw, 48px);
  line-height: 0.93;
  letter-spacing: -0.02em;
  text-transform: uppercase;
  color: var(--paper);
}
.t-h3 {
  font-family: var(--ff-display);
  font-weight: 800;
  font-size: clamp(20px, 2vw, 26px);
  letter-spacing: 0.01em;
  text-transform: uppercase;
  color: var(--paper);
  line-height: 1.05;
}
.t-body {
  font-size: 15px;
  color: var(--steel);
  line-height: 1.8;
}
.t-small {
  font-size: 13px;
  color: var(--steel-mid);
  line-height: 1.7;
}
.t-mono {
  font-family: var(--ff-mono);
  font-size: 11px;
  letter-spacing: 0.08em;
  color: var(--steel-mid);
}
.t-amber { color: var(--amber); }
.t-white { color: var(--paper); }
.t-paper { color: var(--paper); }
.t-steel { color: var(--steel); }

/* ── NAV ── */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 52px;
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
}
.nav-logo {
  display: flex;
  flex-direction: column;
  align-items: center;
  line-height: 1;
}
.nav-logo-mark {
  font-family: var(--ff-display);
  font-weight: 900;
  font-size: 19px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--paper);
}
.nav-logo-sub {
  font-family: var(--ff-display);
  font-size: 8px;
  font-weight: 500;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--steel-mid);
  margin-top: 4px;
  white-space: nowrap;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-link {
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--steel-mid);
  padding: 8px 13px;
  transition: color 0.15s;
}
.nav-link:hover,
.nav-link[aria-current="page"] { color: var(--paper); }
.nav-cta {
  font-family: var(--ff-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  background: var(--paper);
  color: var(--carbon);
  padding: 10px 20px;
  margin-left: 8px;
  transition: background 0.15s, color 0.15s;
  display: inline-block;
}
.nav-cta:hover { background: var(--amber); color: var(--paper); }
.nav-burger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 34px;
  height: 34px;
  padding: 6px;
}
.nav-burger span {
  display: block;
  width: 20px;
  height: 1.5px;
  background: var(--paper);
  border-radius: 1px;
  transition: opacity 0.15s;
}
.nav-mobile {
  display: none;
  flex-direction: column;
  position: sticky;
  top: 64px;
  z-index: 99;
  background: var(--carbon);
  border-bottom: 1px solid var(--border);
  padding: 8px 28px 20px;
}
.nav-mobile.open { display: flex; }
.nav-mobile-link {
  font-size: 14px;
  font-weight: 500;
  color: var(--steel);
  padding: 13px 0;
  border-bottom: 1px solid var(--border);
  display: block;
}
.nav-mobile-link:last-child { border-bottom: none; }
.nav-mobile-cta {
  display: block;
  margin-top: 16px;
  padding: 14px;
  background: var(--paper);
  color: var(--carbon);
  text-align: center;
  font-family: var(--ff-display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

/* ── BREADCRUMB ── */
.breadcrumb-bar {
  background: var(--concrete);
  border-bottom: 1px solid var(--border);
  padding: 10px 52px;
}
.breadcrumb {
  font-family: var(--ff-mono);
  font-size: 10px;
  letter-spacing: 0.08em;
  color: var(--steel-mid);
  display: flex;
  align-items: center;
  gap: 8px;
}
.breadcrumb a { color: var(--steel-mid); transition: color 0.15s; }
.breadcrumb a:hover { color: var(--paper); }
.breadcrumb-sep { color: rgba(10,12,11,0.25); }

/* ── TRUST BAR ── */
.trust-bar {
  background: var(--concrete);
  border-bottom: 1px solid var(--border);
  padding: 15px 52px;
  display: flex;
  align-items: center;
  gap: 0;
  overflow-x: auto;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  padding-right: 28px;
  margin-right: 28px;
  border-right: 1px solid var(--border);
  flex-shrink: 0;
}
.trust-item:last-child { border-right: none; padding-right: 0; margin-right: 0; }
.trust-dot {
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--green-signal);
  flex-shrink: 0;
}
.trust-label {
  font-size: 10.5px;
  font-weight: 500;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: var(--steel);
  white-space: nowrap;
}

/* ── BUTTONS ── */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--ff-display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  background: var(--paper);
  color: var(--carbon);
  padding: 14px 24px;
  transition: background 0.15s, color 0.15s;
  white-space: nowrap;
}
.btn-primary:hover { background: var(--amber); color: var(--paper); }
.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--ff-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--paper-dim);
  border: 1px solid rgba(255,255,255,0.18);
  padding: 13px 22px;
  transition: border-color 0.15s, color 0.15s;
  white-space: nowrap;
}
.btn-ghost:hover { border-color: var(--paper); color: var(--paper); }

/* ── SECTIONS ── */
.section {
  padding: 96px 52px;
}
.section-inner {
  max-width: 1120px;
  margin: 0 auto;
}
.section--concrete { background: var(--concrete); }
.section--carbon   { background: var(--carbon); }
.section--ruled    { border-top: 1px solid var(--border); }

/* ── LAYOUT GRIDS ── */
.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}
.grid-2--wide {
  display: grid;
  grid-template-columns: 5fr 4fr;
  gap: 72px;
  align-items: start;
}
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2px;
}
.grid-2-gap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
}

/* ── CHECK LIST ── */
.check-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14px;
  color: var(--paper-dim);
  line-height: 1.55;
}
.check-list li::before {
  content: '';
  width: 13px;
  height: 13px;
  min-width: 13px;
  border: 1px solid rgba(15, 110, 86, 0.40);
  border-radius: 2px;
  background: var(--amber-glow);
  margin-top: 2px;
  flex-shrink: 0;
}

/* ── DASH LIST ── */
.dash-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.dash-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14px;
  color: rgba(10,12,11,0.82);
  line-height: 1.55;
}
.dash-list li::before {
  content: '—';
  color: var(--amber);
  flex-shrink: 0;
  font-weight: 700;
}

/* ── NUMBERED LIST ── */
.num-list {
  display: flex;
  flex-direction: column;
}
.num-list-item {
  display: flex;
  align-items: baseline;
  gap: 18px;
  padding: 14px 0;
  border-bottom: 1px solid var(--border);
}
.num-list-item:first-child { border-top: 1px solid var(--border); }
.num-list-n {
  font-family: var(--ff-mono);
  font-size: 10px;
  color: var(--amber);
  min-width: 22px;
  letter-spacing: 0.1em;
  flex-shrink: 0;
}
.num-list-t {
  font-size: 14px;
  color: var(--paper-dim);
  font-weight: 500;
  line-height: 1.45;
}

/* ── STAT BLOCK ── */
.stat-block {
  background: var(--concrete-light);
  border-left: 3px solid var(--amber);
  padding: 28px 28px 28px 24px;
}
.stat-block-num {
  font-family: var(--ff-display);
  font-weight: 900;
  font-size: 64px;
  color: var(--paper);
  line-height: 1;
  letter-spacing: -0.04em;
  margin-bottom: 8px;
}
.stat-block-label {
  font-size: 13px;
  color: var(--steel);
  line-height: 1.65;
}

/* ── PROBLEM BOX ── */
.problem-box {
  background: var(--concrete-light);
  border-left: 3px solid var(--amber);
  padding: 28px 28px 28px 24px;
}
.problem-box h3 {
  font-family: var(--ff-display);
  font-size: 17px;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--paper);
  margin-bottom: 12px;
  line-height: 1.1;
  letter-spacing: 0.02em;
}
.problem-box p {
  font-size: 14px;
  color: var(--steel);
  line-height: 1.78;
  margin-bottom: 16px;
}
.problem-box p:last-child { margin-bottom: 0; }
.problem-dot {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 8px;
}
.problem-dot::before {
  content: '';
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--amber);
  flex-shrink: 0;
  margin-top: 8px;
}
.problem-dot span {
  font-size: 13px;
  color: var(--steel);
  line-height: 1.55;
}

/* ── SERVICE CARD ── */
.svc-card {
  background: var(--carbon);
  border: 1px solid var(--border);
  border-top: 2px solid var(--amber);
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
}
.svc-card-tag {
  font-family: var(--ff-mono);
  font-size: 9.5px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 14px;
}
.svc-card h3 {
  font-family: var(--ff-display);
  font-size: 22px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.02em;
  color: var(--paper);
  margin-bottom: 12px;
  line-height: 1.05;
}
.svc-card-body {
  font-size: 14px;
  color: var(--steel);
  line-height: 1.78;
  margin-bottom: 24px;
  flex: 1;
}
.svc-card-divider {
  height: 1px;
  background: var(--border);
  margin-bottom: 18px;
}
.svc-card-includes {
  font-size: 9.5px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--steel-mid);
  display: block;
  margin-bottom: 14px;
}
.svc-card-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--ff-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--paper-dim);
  margin-top: auto;
  transition: color 0.15s, gap 0.15s;
}
.svc-card-link:hover { color: var(--paper); gap: 14px; }

/* ── PROCESS STEPS ── */
.process-steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
  position: relative;
}
.process-steps::before {
  content: '';
  position: absolute;
  top: 19px;
  left: 48px;
  right: 48px;
  height: 1px;
  background: var(--border);
}
.process-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 0 10px;
}
.process-step-ring {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--carbon);
  position: relative;
  z-index: 1;
  margin-bottom: 16px;
  flex-shrink: 0;
}
.process-step-n {
  font-family: var(--ff-mono);
  font-size: 11px;
  color: var(--amber);
  font-weight: 500;
}
.process-step-title {
  font-family: var(--ff-display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--paper);
  margin-bottom: 6px;
}
.process-step-desc {
  font-size: 11.5px;
  color: var(--steel-mid);
  line-height: 1.6;
}

/* ── PRICING ── */
.price-card {
  background: var(--concrete);
  border: 1px solid var(--border);
  border-top: 2px solid var(--border);
  padding: 32px 28px;
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.price-card--featured { border-top-color: var(--amber); }
.price-card-badge {
  position: absolute;
  top: -1px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--amber);
  color: var(--carbon);
  font-family: var(--ff-display);
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 3px 12px;
  white-space: nowrap;
}
.price-card-tier {
  font-family: var(--ff-mono);
  font-size: 9.5px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 10px;
}
.price-card-name {
  font-family: var(--ff-display);
  font-size: 18px;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--paper);
  margin-bottom: 6px;
  letter-spacing: 0.02em;
}
.price-card-desc {
  font-size: 12.5px;
  color: var(--steel);
  margin-bottom: 20px;
  line-height: 1.5;
}
.price-card-divider { height: 1px; background: var(--border); margin: 16px 0; }
.price-from {
  font-family: var(--ff-mono);
  font-size: 9.5px;
  color: var(--steel-mid);
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.price-amount {
  font-family: var(--ff-display);
  font-weight: 900;
  font-size: 44px;
  color: var(--paper);
  letter-spacing: -0.03em;
  line-height: 1;
  margin: 4px 0;
}
.price-period { font-size: 12px; color: var(--steel-mid); }

/* ── FAQ ── */
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item:first-child { border-top: 1px solid var(--border); }
.faq-question {
  width: 100%;
  text-align: left;
  padding: 18px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  font-size: 14px;
  font-weight: 500;
  color: var(--paper-dim);
  line-height: 1.45;
  transition: color 0.15s;
}
.faq-question:hover { color: var(--paper); }
.faq-question[aria-expanded="true"] { color: var(--paper); }
.faq-icon {
  width: 20px;
  height: 20px;
  min-width: 20px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 0.15s, border-color 0.15s;
}
.faq-icon svg {
  width: 8px;
  height: 8px;
  stroke: var(--steel-mid);
  stroke-width: 1.8;
  fill: none;
  transition: transform 0.2s, stroke 0.15s;
}
.faq-question[aria-expanded="true"] .faq-icon {
  background: var(--amber);
  border-color: var(--amber);
}
.faq-question[aria-expanded="true"] .faq-icon svg {
  stroke: var(--white);
  transform: rotate(45deg);
}
.faq-answer {
  display: none;
  font-size: 14px;
  color: var(--steel);
  line-height: 1.8;
  padding: 0 48px 18px 0;
}
.faq-answer.open { display: block; }

/* ── LOCAL TOWNS ── */
.town-grid { display: flex; flex-wrap: wrap; gap: 6px; }
.town-pill {
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--steel);
  background: var(--concrete-light);
  border: 1px solid var(--border);
  padding: 7px 14px;
  transition: color 0.15s, border-color 0.15s;
}
.town-pill:hover { color: var(--paper); border-color: var(--border-strong); }

/* ── HOARDING BREAK ── */
.hoarding {
  position: relative;
  overflow: hidden;
  height: 300px;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
  justify-content: center;
}
.hoarding::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(15, 110, 86, 0.08);
}
.hoarding-text {
  position: relative;
  text-align: center;
  font-family: var(--ff-display);
  font-weight: 900;
  font-size: clamp(32px, 5vw, 70px);
  text-transform: uppercase;
  letter-spacing: -0.025em;
  color: var(--paper);
  line-height: 0.92;
  text-shadow: 0 2px 48px rgba(0,0,0,0.55);
}
.hoarding-sub {
  position: relative;
  font-family: var(--ff-mono);
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(10,12,11,0.62);
  text-align: center;
  margin-top: 16px;
}

/* ── ASSURANCE CARDS ── */
.ass-card {
  background: var(--concrete);
  border: 1px solid var(--border);
  padding: 32px;
}
.ass-card h4 {
  font-family: var(--ff-display);
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--paper);
  margin-bottom: 10px;
}
.ass-card p { font-size: 13px; color: var(--steel); line-height: 1.75; }

/* ── RESOURCE CARDS ── */
.res-card {
  background: var(--concrete);
  border: 1px solid var(--border);
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: background 0.15s;
}
.res-card:hover { background: var(--concrete-mid); }
.res-card h3 {
  font-family: var(--ff-display);
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  color: var(--paper);
  line-height: 1.2;
}
.res-card p { font-size: 13px; color: var(--steel); line-height: 1.6; flex: 1; }
.res-arrow {
  font-family: var(--ff-mono);
  font-size: 10px;
  letter-spacing: 0.1em;
  color: var(--amber);
}

/* ── SEND KEY DOCTRINE ── */
.send-key {
  background: var(--concrete-light);
  border: 1px solid var(--border);
  border-left: 3px solid var(--amber);
  padding: 24px 28px;
}
.send-key-label {
  font-family: var(--ff-mono);
  font-size: 9.5px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--amber);
  display: block;
  margin-bottom: 10px;
}
.send-key-text {
  font-size: 15px;
  color: var(--paper);
  line-height: 1.65;
  font-weight: 500;
}
.send-key-sub {
  font-size: 12px;
  color: var(--steel);
  margin-top: 8px;
  line-height: 1.6;
}

/* ── MTD STAT BAR ── */
.mtd-bar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  background: rgba(194,138,46,0.08);
  border: 1px solid rgba(194,138,46,0.2);
}
.mtd-stat {
  padding: 24px 20px;
  border-right: 1px solid rgba(255,255,255,0.07);
  text-align: center;
}
.mtd-stat:last-child { border-right: none; }
.mtd-stat-n {
  font-family: var(--ff-display);
  font-weight: 900;
  font-size: 34px;
  color: var(--paper);
  line-height: 1;
  letter-spacing: -0.02em;
}
.mtd-stat-l {
  font-size: 11.5px;
  color: var(--steel);
  margin-top: 6px;
  line-height: 1.5;
}

/* ── FOOTER ── */
.footer {
  background: var(--concrete);
  border-top: 1px solid var(--border);
  padding: 64px 52px 40px;
}
.footer-inner { max-width: 1120px; margin: 0 auto; }
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}
.footer-logo-mark {
  font-family: var(--ff-display);
  font-weight: 900;
  font-size: 20px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--white);
  display: flex;
  flex-direction: column;
  align-items: center;
  line-height: 1;
  align-self: flex-start;
}
.footer-logo-sub {
  font-family: var(--ff-display);
  font-size: 8px;
  font-weight: 500;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--steel-mid);
  margin-top: 4px;
  white-space: nowrap;
}
.footer-tagline {
  font-size: 13px;
  color: var(--steel);
  line-height: 1.7;
  margin-top: 16px;
}
.footer-nap {
  font-family: var(--ff-mono);
  font-size: 10.5px;
  color: var(--steel);
  line-height: 1.9;
  margin-top: 16px;
  opacity: 0.75;
}
.footer-col h4 {
  font-family: var(--ff-display);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--paper-dim);
  margin-bottom: 16px;
}
.footer-col a {
  display: block;
  font-size: 13px;
  color: var(--steel-mid);
  padding: 4px 0;
  transition: color 0.15s;
}
.footer-col a:hover { color: var(--paper); }
.footer-bottom {
  border-top: 1px solid var(--border);
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-legal {
  font-family: var(--ff-mono);
  font-size: 10px;
  color: var(--steel-mid);
  opacity: 0.65;
  line-height: 1.8;
}
.footer-links { display: flex; gap: 20px; flex-wrap: wrap; }
.footer-links a {
  font-size: 11px;
  color: var(--steel-mid);
  opacity: 0.6;
  transition: opacity 0.15s;
}
.footer-links a:hover { opacity: 1; }

/* ── STICKY CTA (mobile) ── */
.sticky-mobile {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 90;
  padding: 10px 16px 12px;
  background: rgba(255, 255, 255, 0.97);
  border-top: 1px solid var(--border);
  backdrop-filter: blur(8px);
}
.sticky-mobile a {
  display: block;
  text-align: center;
  background: var(--paper);
  color: var(--carbon);
  font-family: var(--ff-display);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 13px;
}

/* ── SHARED SCRIPTS HELPER CLASSES ── */
.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  .nav { padding: 0 24px; }
  .nav-links { display: none; }
  .nav-burger { display: flex; }
  .breadcrumb-bar { padding: 10px 24px; }
  .trust-bar { padding: 14px 24px; }
  .section { padding: 64px 24px; }
  .footer { padding: 48px 24px 32px; }
  .grid-2 { grid-template-columns: 1fr; gap: 40px; }
  .grid-2--wide { grid-template-columns: 1fr; gap: 40px; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-2-gap { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: 1fr 1fr; row-gap: 32px; }
  .process-steps::before { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .mtd-bar { grid-template-columns: 1fr 1fr; }
  .mtd-stat { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.07); }
  .mtd-stat:last-child { border-bottom: none; }
  .sticky-mobile { display: block; }
  .hoarding { height: 220px; }
}
@media (max-width: 480px) {
  .process-steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    transition: none !important;
    animation: none !important;
  }
}


/* ============================================================
   BRAND OVERRIDE LAYER — light fintech re-skin (July 2026)
   DM Serif Display carries weight 400 only.
   ============================================================ */
.t-h1, .t-h2, .t-h3, .nav-logo, .footer-logo,
h1, h2, h3 { font-weight: 400 !important; letter-spacing: -0.01em; }
.t-h1 em, h1 em { font-style: normal; color: var(--amber); }

/* hero image layers -> clean brand treatment (base64 photos removed) */
.hero-img { background-image: radial-gradient(ellipse at 80% 20%, var(--concrete-light) 0%, transparent 60%) !important; }
.hero-overlay, .hero-fade { background: none !important; }
.hero { background: linear-gradient(180deg, var(--concrete) 0%, #FFFFFF 90%); }

/* buttons: solid green, white label */
.nav-cta, .btn-primary, .cta-btn, button[type="submit"] {
  background: var(--amber); color: #FFFFFF; border-radius: 7px;
}
.nav-cta:hover, .btn-primary:hover, .cta-btn:hover { background: #0B5A46; }

/* cards */
.card, .service-card, .pricing-card { border-radius: 12px; }

a:focus-visible, button:focus-visible { outline: 2px solid var(--amber); outline-offset: 3px; }
@media (prefers-reduced-motion: reduce) { *, *::before, *::after { animation: none !important; transition: none !important; } }


/* ============================================================
   FIX LAYER 2 — logo unification + brand footer (July 2026)
   ============================================================ */
.nav-logo {
  font-family: var(--ff-display) !important;
  font-weight: 400 !important;
  font-size: 1.45rem !important;
  letter-spacing: -0.01em !important;
  text-transform: none !important;
  color: var(--paper) !important;
}
.logo-dot { color: var(--amber); }

.footer { background: #0F1A14 !important; }
.footer, .footer p, .footer li, .footer .footer-tagline, .footer .footer-nap,
.footer a, .footer .footer-link { color: rgba(255,255,255,0.75) !important; }
.footer a:hover, .footer .footer-link:hover { color: #9FE1CB !important; }
.footer .footer-head, .footer h4 { color: #9FE1CB !important; }
.footer .footer-legal { color: rgba(255,255,255,0.5) !important; }
.footer-logo-mark {
  font-family: var(--ff-display) !important;
  font-weight: 400 !important;
  font-size: 1.4rem !important;
  letter-spacing: -0.01em !important;
  text-transform: none !important;
  color: #FFFFFF !important;
}
.footer .logo-dot { color: #9FE1CB; }


/* ============================================================
   FIX LAYER 3 — heading colors + logo inline dot (July 2026)
   ============================================================ */
.nav-logo, .footer-logo-mark {
  display: inline-flex !important;
  flex-direction: row !important;
  align-items: baseline !important;
  gap: 0 !important;
  line-height: 1.2 !important;
}
.logo-dot { display: inline !important; }