Professional financial services built exclusively for sole traders and Ltd directors in the trades. One fixed monthly fee. Everything included. No year-end surprises. No hidden charges. Ever.
We don't work with every business. We work with the trades — and we know your world inside out. If you're in the building game, we're your people.
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Plumbers
Sole trader to Ltd and everything in between. CIS reclaims done right.
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Electricians
NICEIC registered or not — we handle your books so you can handle the job.
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Builders & General Contractors
Complex subbies, materials, plant hire — we speak your language.
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Roofers
Seasonal income, CIS deductions, material costs — all handled cleanly.
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Landscapers
Equipment, fuel, labour — maximise what you claim, legally.
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Heating Engineers
Gas Safe and fully compliant. We keep your finances the same.
We only do trades.
Not a generalist firm that "also does" trades. This is all we do. It means we're faster, smarter, and more useful to you than any general accountant.
We pick up the phone.
24-hour response guarantee. WhatsApp or email — your choice. You won't be left waiting weeks for an answer to a simple question.
No jargon. Ever.
We talk to you like a person, not a spreadsheet. You'll always know exactly where you stand, in plain English.
The Process
Simple as four steps.
No lengthy onboarding. No mountains of paperwork. We get you set up fast and handle the rest.
01
Free Quote
Tell us your situation. Sole trader, Ltd, CIS. We confirm your monthly fee in writing. No hidden extras.
02
Quick Setup
Sign your engagement letter, set up your direct debit. Done. We handle the switch from your old accountant.
03
Send Your Docs
WhatsApp us your receipts and statements monthly. Or connect your bank feed. We process everything.
04
We Handle It
Your returns get filed on time, every time. You focus on the job. We'll update you when it matters.
Transparent Pricing
Know exactly what you'll pay.
Transparent, fixed pricing. The same level of financial rigour a FTSE-listed company demands — delivered at a price that makes sense for the trades. No end-of-year invoices. No add-ons. No exceptions.
For Sole Traders
Sole Trader
£99/mo
+ VAT where applicable · Everything included
VAT registration is required when your taxable turnover exceeds £90,000. If you're not yet VAT registered, this is not charged on your fee.
Our guarantee: If we ever add a charge that wasn't in your original agreement, we'll refund your entire month's fee. No questions asked. That's how serious we are about no surprises.
CIS · Construction Industry Scheme
Getting CIS wrong costs you money.
The Construction Industry Scheme affects almost every subcontractor in the trades. Most are paying more tax than they need to — and don't even know it.
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What is CIS? If you work as a subcontractor for a contractor, they deduct 20% (or 30% if you're not registered) from your pay before you receive it. That money goes straight to HMRC as tax in advance.
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The reclaim most miss. Those deductions often mean you've overpaid tax. At the end of the year you're owed a refund — but only if your accountant knows what they're doing and claims every allowable expense.
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What counts as an expense? Tools, fuel, work clothing, phone, van costs, insurance, materials — all reducible from your tax bill. Most generalist accountants miss at least some of these.
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If you're a contractor too. You need to verify your subbies, make monthly CIS300 returns to HMRC, and issue deduction statements. Miss a return and HMRC fines you £100 minimum. We handle all of it.
✓ CIS registration and verification
✓ Monthly CIS300 returns (if you're a contractor)
✓ Deduction statements for your subbies
✓ Self Assessment with maximum reclaim
✓ All expenses claimed — nothing missed
✓ WhatsApp support year-round
Making Tax Digital · MTD ITSA
MTD is coming for sole traders.
From April 2026, sole traders earning over £50,000 must submit quarterly tax updates to HMRC digitally. From April 2027 it drops to £30,000. Most trades businesses will be affected — and most aren't ready.
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The Deadlines
April 2026 — Sole traders over £50k turnover April 2027 — Sole traders over £30k turnover Quarterly submissions replace your annual return
Penalties for non-compliance from day one
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What Changes
No more once-a-year Self Assessment
You'll need MTD-compatible software — spreadsheets won't cut it
Income and expenses reported every quarter
Final declaration still due January each year
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What Bookd Does
We get you MTD-compliant before the deadline
All quarterly submissions handled for you
MTD-approved software included in your fee Zero extra charge. It's all part of your retainer.
Don't leave it until April 2026.Getting set up properly takes time. Clients who switch to Bookd Finance now are already MTD-ready. Those who wait face a scramble — and potential HMRC penalties.Get MTD-Ready Now →
Why Bookd Finance
Your last accountant cost you.
"Most trades businesses are overpaying for underperforming financial services. We built Bookd to change that — permanently."
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Specialists, not generalists. We know CIS, sole trader-to-Ltd transitions, and trade expenses inside out. A generalist accountant Googles your questions. We don't.
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WhatsApp-first communication. Message us the same way you message your subbies. No appointment needed. No being put on hold. We're there.
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Fixed fee, written guarantee. Your fee is locked in writing from day one. It only changes if your business structure changes — and we'll discuss that with you first.
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Fast turnaround. We process your monthly docs within 5 working days. Returns are never filed late. You'll know exactly where you stand every month.
What Our Clients Save
Typical Ltd Director
Old accountant: £600–£1,800 per year in unexpected end-of-year bills + missing allowances.
Bookd Finance: £175/mo · £2,100/yr · No extras.
CIS Contractor
Most CIS workers leave 20-30% of their refund unclaimed because their accountant doesn't specialise.
Bookd Finance: We claim everything you're owed. Every time.
Sole Trader Going Ltd
The transition is the most expensive mistake point if handled wrong. We guide you through it, included in your fee.
Bookd Finance: Ltd transition guidance included. No extra charge.
Client Reviews
What the trades say about us.
Don't take our word for it. Here's what sole traders and Ltd directors say after switching to Bookd Finance.
★★★★★
"Mark sorted my CIS reclaim within a week of signing up. Got back more than I expected — turns out my previous accountant had been missing expenses for two years. Genuinely annoyed I didn't switch sooner."
Steve H.
CIS Plumber · Sole Trader, Berkshire
★★★★★
"My old accountant hit me with a £1,400 invoice in March. Bookd Finance is £175 a month and covers everything — books, VAT, company accounts, the lot. Should have switched years ago."
Jamie T.
Electrician · Ltd Director, Hampshire
★★★★★
"WhatsApp a photo of my receipts, that's it. Everything else is handled. I used to spend half a Sunday doing books. Now I don't think about it. Best decision I've made for the business."
Dan W.
Roofer · Sole Trader, South East
Get in Touch
Get your free quote today.
Tell us about your business and we'll confirm your exact monthly fee within 24 hours. No obligation. No hard sell. Just a straight answer.